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Student Loan Debt an Ongoing Hurdle to Homeownership

By Jessica Lautz, Director, Demographics and Behavioral Insights, and Meredith Dunn, Research Communications Manager, NATIONAL ASSOCIATION OF REALTORS®

The U.S. currently has a student debt load of over $1.4 trillion, which accounts for 10 percent of all outstanding debt and 35 percent of non-housing debt. The magnitude of the debt continues to grow in size and share of the overall debt in the economy. While this amount of debt has risen, the homeownership rate has fallen, and fallen more steeply among younger generations.  

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