2022 Power Broker Report    RISMedia   

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Lower Limits Could Affect Markets

By Ken Fears Director, Regional Economics & Housing Finance National Association of REALTORS®

In early September, the Federal Housing Finance Agency (FHFA), the entity that oversees Freddie Mac and Fannie Mae, gave notice that it would revise the conforming loan limits in an attempt to stimulate the private sector, specifically the private mortgage securitization (PLS) market. Though the reduction in the loan limits is expected to be modest, it could have more far reaching impacts at the local level and for affected borrowers.

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