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What New Mortgage Rules Mean for Brokers

By Reva Nelson

The new Consumer Financial Protection Bureau (CFPB) rules and requirements for buying a home and refinancing a mortgage, also known as the “qualified mortgage” or “ability-to-repay” rules, are in effect and presenting new dilemmas for brokers and agents. There may be a few challenges ahead for buyers who may not be prepared for the heightened level of financial scrutiny.

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