Fourth Quarter Highlights from the Lenders' Landscape

By Ken Fears, Director, Regional Economics and Housing Finance NATIONAL ASSOCIATION OF REALTORS®

In the 4th quarter of 2014, lenders’ confidence in non-Prime and non-ATR/QM products regained footing after pulling back in the 3rd quarter, but the mood remains pensive, looking for investor takeout. Lenders are optimistic about the future though, with recent policy changes having an impact, though legal actions remain a concern.