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TRID: Real Estate Stumbles into Spring

By Ken Fears, Director, Regional Economics and Housing Finance NATIONAL ASSOCIATION OF REALTORS®

On October 3rd, the lending industry entered a new paradigm in which the old TILA (Truth in Lending Act) and RESPA (Real Estate Settlement Procedures Act) closing documents were replaced with new ones. Despite a tumultuous start, the market regained footing due to extensive preparation, but problems persist. TRID has added time and costs to a portion of settlements.

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